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2. EBook Purchase "The Art of Getting a Loan" eBook is available for purchase on Horizon Services. Upon completion of payment, customers will receive access to their individual customer portal where they can read the eBook.
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5. Intellectual Property The content of "The Art of Getting a Loan" eBook is the intellectual property of Horizon Services. Customers are granted a limited, non-exclusive, non-transferable license to download and use the eBook for personal use only. Any unauthorized distribution, reproduction, or sharing of the eBook is strictly prohibited.
6. Refund Policy All sales of the eBook are final and non-refundable. Horizon Services does not offer refunds for any reason.
7. Limitation of Liability Horizon Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, use, or other intangible losses, resulting from the use or inability to use the eBook or the website.
8. Modifications Horizon Services reserves the right to modify these Terms and Conditions at any time without prior notice. By continuing to access or use the website after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the website.
9. Governing Law These Terms and Conditions shall be governed by and construed in accordance with the laws of Surat, Gujarat, India without regard to its conflict of law provisions.
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